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Close-up of a cupcake with a crumbly topping, caramel or frosting layer, and a swirl of cream on top, garnished with crumbs.

Banana Cream Cheese Swirl Muffins with Toasted Pecans


  • Author: Samantha Brooks
  • Total Time: 33 minutes
  • Yield: 1214 Muffins 1x
  • Diet: Vegetarian

Description

The perfect marriage of moist banana bread and rich, tangy cheesecake. These muffins feature deeply ripened bananas and a generous swirl of sweetened cream cheese, offering a soft, tender crumb punctuated by the crunch of toasted pecans.


Ingredients

Scale

The Banana Base

  • 4 medium over-ripe bananas, mashed
  • 2 cups all-purpose flour
  • 1/2 cup granulated sugar & 1/2 cup light brown sugar
  • 1/4 cup vegetable oil
  • 1 large egg & 2 tsp vanilla
  • 1/2 cup chopped pecans
  • 1 tsp baking soda, 1 tsp baking powder, 0.5 tsp salt

The Cream Cheese Swirl

  • 8 oz cream cheese, softened
  • 1/4 cup granulated sugar
  • 1 large egg yolk
  • 2 tsp vanilla extract

Instructions

Prep: Preheat oven to 350°F. Line muffin pan.

Base: Whisk dry ingredients. In a large bowl, whisk bananas, sugars, egg, oil, and vanilla. Stir in dry ingredients, then fold in pecans.

Swirl: Beat softened cream cheese until smooth. Add sugar, egg yolk, and vanilla.

Assemble: Fill liners 3/4 full with banana batter. Top with a tbsp of cream cheese mixture and swirl with a toothpick.

Bake: Bake for 16–18 mins until a toothpick in the muffin part comes out clean.

Notes

Banana Ripeness: Use bananas that are nearly black for maximum sugar content and moisture.

Softening: Room temperature cream cheese is essential for a velvety, lump-free swirl.

Oil Choice: Vegetable oil ensures the muffins stay moist for days compared to butter-based versions.

  • Prep Time: 15 minutes
  • Cook Time: 18 minutes
  • Category: Breakfast / Pastry
  • Method: Whisking / Swirling
  • Cuisine: Modern American

Nutrition

  • Serving Size: 1 Muffin
  • Calories: 340
  • Sugar: 24
  • Sodium: 260
  • Fat: 18
  • Saturated Fat: 7
  • Unsaturated Fat: 11
  • Trans Fat: 0
  • Carbohydrates: 42
  • Fiber: 2
  • Protein: 5
  • Cholesterol: 55

Keywords: banana cream cheese muffins, cheesecake swirl muffins, moist banana bread muffins, pecan banana muffins, cream cheese breakfast pastry, overripe banana recipes, easy muffin recipes